As a business owner, your agent with Mosaic Insurance understands how hard you have worked to get where you are today. You do not want to lose everything you’ve worked to get. Alfa can provide reliable business insurance. Our business insurance offers coverage for property, liability, and automobile.
We understand that each and every business is different. You can select a comprehensive package which automatically includes coverage most commonly requested by business owners, or your policy can be tailored to your specific needs. We understand the insurance business, and we are here to understand yours!
For you and your employees to avoid as many accidents as possible, you should implement a good safety plan. Not every accident can be prevented, but here are some suggestions for reducing your risk of loss:
What to check inside your building
- Be sure that your alarm system is in working order and tested on a regular basis
- All exterior windows are secured and kept locked
- All valuables are kept out of plain sight
- Be sure that an accurate list is kept of each person who possesses an entry key
- Make sure that all smoke detectors are properly installed and tested on a regular basis, with batteries being replaced regularly
- Fire extinguishers should be placed throughout your business for easy access should a fire occur
- All valuable documents should be kept in a fire-resistant safe place
- Be sure handrails are present in any area of your business where they might be needed
- Post warning signs when necessary and take other precautions to warn of particular hazards or where someone can slip and fall
What to check outside your building
- Be sure all areas of the roof and the gutters are free of debris
- The insulation in the attic should be adequate and in good condition
- Be sure that any pipes that are subject to extreme cold are well insulated
- Be sure that no leaks are present on any ceilings, walls, floors, etc
- Have your air conditioner and heater serviced regularly by a qualified technician
- The parking lot and sidewalks are free of potholes, cracks, and any debris
- Be sure to have sprinkler systems properly maintained
Should a disaster occur, you can rely on your friendly Mosaic Insurance agent to handle all your needs from start to finish.
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